Many SMEs have a classic financing situation.A local bank has financed long-term investments and provides an overdraft facility. Both instruments were implemented a long time ago, and in return the company, and also in part the partners, made all apparently disposable collateral available to the bank.
If the company now experiences a crisis, the financing institution will often request additional collateralization and a partner contribution, but is rarely willing to support the restructuring of the company with additional funds.

This is where we come in. We analyze all of your financing and collateral positions. Your operative business and its financing also play an important role.

We have a large and reliable network that includes credit institutes, alternative purchasing financers, turnover financers, sale-lease back specialists, trade credit insurers, rating agencies, equity investors and funds.
This enables us to develop and implement the right procedure for your special requirements.
Often, the first step is to improve one’s own equity situation. There are numerous and also unusual methods for achieving this. Following this, talks and negotiations are held with rating agencies and trade credit insurers with the goal of increasing limits. At the same time, own and foreign equity financers as well as traditional banks are brought to the negotiation table at which the future financing structure is developed.
Thanks to this multi-track approach, it is possible to mobilize additional funds for a wide variety of cases, even those that appear hopeless, and thus establish the foundation for successful restructuring and avert insolvency.
We not only see ourselves as consultants in this process, since we also take over the implementation and negotiations with old and new financing partners on your behalf.

Your success is our success. As a rule, FINANCE projects are remunerated based on success. This means that in times of strained liquidity, no additional money is used up, and you have the security of knowing that we, just like you, will not be satisfied until we have achieved success together and your company once again has the ability to act

In order to ensure operations can be maintained and orders prefinanced during insolvency proceedings, external financing is often required.
However, during many proceedings it is not always easy to obtain insolvency loans from credit institutes.
Liquid resources are often needed at very short notice during such proceedings.
A suspension of operations is however not an option, since this often results in the complete destruction of value for creditors and also the loss of many jobs. The value of the „running“ company is a lot higher than the value that can be achieved when liquidating fixed assets.

In such cases we can support the self-administration or the insolvency administrator through the use of alternative financing instruments.Our network and our experience with financing partners, also in relation to insolvency, allows us to persuade the right partners, who can act quickly, to make funding available at short notice.

Crisis often also means chance.

Companies that are going through a crisis or insolvency proceedings are often cheaper to buy. This can represent an interesting opportunity for old partners, who want to purchase the company for a new start without any burdens, as well as managers, competitors or other investors.
Often, however, the interested partners do not have enough equity to finance such a transaction, or the transaction should not be completed using only own funds, in order to ensure the ability to act is not restricted unnecessarily.
The acquisition of a company that is going through insolvency proceedings can takes place in the scope of an asset deal, during which only the business and available assets are purchased, but no liabilities are taken over. Another possibility is the assumption of a partner role in the scope of an insolvency plan.Both methods lead to the acquisition of the company without any encumbrances. This means that all assets are available to obtain a customized financing offer. However, the number of traditional banks that are willing to support such transactions is not too high, since the companies in question often do not have a good balance sheet history and other credit intuitions have suffered losses because of them.

This is where we utilize alternative financing instruments that do not focus on the credit-worthiness of the company, so that they are available and inexpensive.